State pensions are back in the news after an independent group assessed the situation and made recommendations to the state legislature. Many are up in arms and upset about the recommended changes but what's the alternative? To let the system collapse? This isn't an option for state. Some of you might be wondering, what does this have to do with me? And why should I care? Bottom line: the government should keep the promises it makes. In this case, thousands of state workers are depending on the state to keep its promises. Kentucky's state pension system is the worst funded in the nation and since Kentucky is in so much debt, our credit rating has dropped. This means that we pay higher interest rates. The legislature will likely meet in a special session to address this and they could all use your prayers.